What will accommodate your family or lifestyle? Proximity to amenities, schools, work etc. Have a clear idea of what you want in a home. Write down a wish list and decide what you are willing to compromise on.
Speak with your bank manager or consult a mortgage broker to determine your budget.
Newspapers, real estate publications, real estate offices and the internet are all good places to start.
Research sales in your local area Once you've found your perfect property Make an Offer - if you're buying at auction make sure all conditions are met ahead of time and have pre-approved finance.
the bank - confirm your finance
the council - get a LIM and check the zone your home's in, and if there are any planned developments for the area
a building inspector - to carry out an in-depth check of the house
an engineer - to carry out an in-depth check of the land
your lawyer - to check the title and make sure all the paperwork's in order
your insurer - it's not just contents insurance you need anymore. You'll need home insurance, as well as life and/or loan repayment insurance, so you don't have to worry about your ability to repay your home loan should the unexpected happen
Some Material courtesy of http://hibiscuscoastrealestate.co.nz/